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2019 endstream endobj 2482 0 obj <>stream The phone number is a spam number. Under the opt-in program, once the refund with a mismatch or suspected fraud is identified by the program-participating RDFI, the payment is returned back to Treasury Fiscal Service which routes the payment back to IRS. Add file or drop files here. endstream endobj 2484 0 obj <>stream Santa Barbara Green Dot continues to hold my refund. If your checking account balance falls below your target balance, funds will sweep back from the line of credit to bring the balance up to your target. Attachments. I is federal tax return. SSN. And it is the perfect full-featured alternative if you . I received a check today from Civista Bank. Keep in mind free public wifi connections are not always secure. The RDFI does need to take action to return funds and limit its liability if it discovers that federal benefit payments, such as Social Security payments, are also being received in the name of the deceased accountholder since recurring benefit payments are subject to reclamation. It is my number but with the first digit left off. This is really helpful. See how Fast Cash Advance has helped other tax pros. Click here to close the Online Banking Modal, Click here to scroll back to the top of the page, Click here to close the quick links modal. There has never been an issue until Santa Barbara Tax Products Group and Turbo Tax handled my money. * Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group Inc. Secondly, the IRS has limited the number of refunds that can be electronically deposited into a single financial account or pre-paid debit card to three. You will get scammed and your bank account stolen. If you work with a tax preparer, vet them properly and avoid anyone who claims theyll be able to get you a large refund (before seeing your information).. The term "tax preparer" refers to the person who prepared your 2015 tax return. These are some of the reasons a financial institution may reject a direct deposit, resulting in a paper check. And monitoring your accounts with our convenient digital banking services will help you identify suspicious transactions. SBTPG has been holding my refund in excess of $6600 since that time. At the intermediary bank the fees are subtracted, then the rest of your funds are sent on to your bank (or prepaid debit card) in a . 100% free, no signups. They may even try to steal your Child Tax Credit with information they trick you into sharing. Refund Transfers are not loans. Terms and conditions are subject to change without notice. Yes. Check number. Direct Deposit combined with IRS e-file provides taxpayers with the fastest and safest way to receive refunds. We support income tax, rebate, refund, deduction questions and more! I've tried contacting TurboTax for the reason why I am . But to get the money, you'll need to click a link and confirm personal or financial information. Some smaller RDFIs may perform a match between the name on the payment and the name on the account; but, 31 CFR 210 makes it clear that an RDFI is not required to perform a match. The Taxpayer Advocate service is real, but doesnt call taxpayers without reason. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. If you are familiar with an ATM, watch for suspicious devices added to the machine. If an RDFI receives a 150.2 Form, it is only responsible for contacting the account holder and taking any necessary measures listed on the 150.2 Form. Saving funds for the large purchase may help you from having to finance or use high-interest credit cards to make your purchase. The Bureau of Tax Enforcement is not a real organization. It's MVB bank in Allen,Texas, phone number is West Virginia. If you signed up for Aura through a free trial, then your membership purchase date will be the date you signed up for your free trial, and you will have 60 days from the date you signed up for your free trial to cancel and request a refund. Use the IRS2Go mobile app or the Wheres My Refund? The Department of the Treasury's Bureau of the Fiscal Service and the Internal Revenue Service both encourage direct deposit of IRS tax refunds. Customers can use this link for details on these programs: Free Tax Return Preparation for Qualifying Taxpayers | Internal Revenue Service (irs.gov). Also, no more than three electronic refunds can be directly deposited into a single financial account or pre-paid debit card. When you click on the link in a phishing scam, youll end up on a page that looks like the IRS website. Saving early gives your money more time to grow and may come with tax benefits consult your tax advisor. SBTPG Then, we'll maximize your refund! Our team is here to help you put the right solutions in place for your business. They take out your TurboTax fees and send the rest to you---and that bank has YOUR direct deposit information. Some crypto scams to watch out for include fake crypto websites that steal your investments, pump-and-dump schemes, and phishing attacks designed to gain access to your crypto wallet and transfer out your coins. As compared to the competition. hX{SFS ]bqi"w8=8YWf8}3aK txg^+v!a{Bhk 5YliFeT?}YV-xBmN(}H)&,# o0 Consolidating funds from multiple accounts into one with more ease? Call the IRS toll-free at . 11. Safe & convenient . Yes. Contact the Automated Clearing House (ACH) department of the bank/financial institution where the direct deposit was received and have them return the refund to the IRS. Accountant's Assistant: Any changes to your direct deposit account? Choose a PIN that is easy to remember, but not easy for others to figure out. Scammers will change their names to look like theyre coming from the IRS or another agency. The score you receive with Aura is provided for educational purposes to help you understand your credit. We reduced the cost to taxpayers in 2022 and costs are staying the same for 2023. V ?;4Bd. Fees for other optional products or product features may apply and will be disclosed at the time of application. Then that's your tax refund. RDFIs seeking more information or which are interested in program participation should contact NACHA directly at 703-561-1100 or by email at info@nacha.org. Dealing with the IRS can be scary. How many of these fraud prevention tips are you aware of? You can start checking on the status of your tax return within 24 hours after we have received your e-filed return or 4 weeks after you mail a paper return. File 2015 Tax Return. Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement. Postal Service.. 0 If they need to contact you, theyll do so first with a letter. If you have several years of unpaid taxes and have not responded to multiple letters, the IRS may call you or visit in person. Consider using your tax refund in a way that will financially benefit you. Check cashing institutions can verify a customer's check that was issued by TPG by visiting verify.sbtpg.com or by calling 800-717-7228. B#b;T-64WG) 9ctbz0z]iNT f!9[9 Cb%6|^%9i0w# =[* No one can prevent all identity theft or monitor all transactions effectively. And the thief has your personal information. Visit Vaccines.gov. Information in the ACH Batch Header Record can be used to identify an IRS tax refund, as follows: Yes, an RDFI may post IRS tax refunds received through the Automated Clearing House (ACH) network using the account number only. Sun: 8am - Noon . Add an extra layer of security to your Civista business online banking login procedures with two-factor authentication. Putting your tax refund toward paying off credit cards or other debts can help save you money in the future, especially if these accounts have high-interest rates. Must be enrolled in the standard Refund Transfer program to qualify for standard pricing; all discount programs offered through TPG are subject to other pricing. How to avoid it: Ignore the threats. Step 2: Tax Return Filing. Your Social Security number can't be suspended, canceled, frozen, or revoked.. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post. This resource page of frequently asked questions about IRS tax refunds provides financial institutions with useful information for reference while assisting customers during the tax filing season. funds are sent on to your bank (or prepaid debit card) in a second deposit. My bank closed my savings account due to low funds, and did not inform me. Forward scam emails to phishing@irs.gov. The fraudulent return will show a large refund, which the thief will deposit. Consolidate multiple checking account balances into one. While there are times when youll need to pay back an accidental refund, the IRS will let you know by mail and will accept multiple payment methods. Location of This Business. _&+\#N* ZVXG-L*M}1,4_Wi8SpxEx"p.ipw t6)QoJ^De!b:TXM*MMJGV\8_G}lH((D9*)}= @=gJ /Pj4aNVU~D.'d G1JV=N=+9nw'gE|g]~ Expediting payments into your accounts? Also, if a financial institution suspects that a refund payment or payments is associated with fraud, the institution can use IRS External Leads Program by e-mailing information about the questionable refund to eleads@irs.gov. How it works: A scammer posing as a tax preparer pretends to file your taxes. Terms and conditions are subject to change without notice. might be required. - Chase Bank. Personal Check. Surprisingly, this doesn't require any tax documents all a thief needs are your name, Social Security number, and date of birth.. Clients are notified the moment they are approved, reducing phone calls from clients asking if they are approved. Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement. Please see this link to contact SBTPG. [oiJmK`OQqZc5z^@9T7^trU!LY#YJlpH bmn!vl}[8kl$XXGx~Y?+:^.go]4{H/Y . ;e ** Free trial offer can only be redeemed once per customer. I worked for the I.R.S. Then they cut you a paper check instead and charge you for it. Terms and conditions are subject to change without notice. Mar 05, 22 (Updated: May 06, 22) directs you to contact us. 3 Based on cost for post-acknowledgment refund advance. The IRS gave me this information. Please remove the personal information you posted here ASAP by returning to your post and clicking the three little blue dots on the upper right to edit your post. File 2017 Tax Return. Can Someone Steal Your Identity With Your ID? I just don't want them getting away with stealing money. This option also has an additional charge from the bank that processes the transaction. And they can use or sell your personal information on the Dark Web for tax-related identity theft. Terms and conditions are subject to change without notice. Fraud is real and can be damaging to your business' future. in Mand BBA- Specialization: Accounting, MBA- Specialization: Asset Management, EA. Did you know? Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc, Ensuring the daily coordination between clients, counterparty, Accounting Tax Manager - Mining (Kalimantan Site), Ensure and facilitate timely access to relevant legal information and research resources to support. Protect your accounts using strong, unique passwords and two-factor authentication. Tax refund scams are quickly becoming one of the most common ways thieves steal your money and even your identity., Criminals prey on the stress of paying taxes or talking to the Internal Revenue Service (IRS) to steal sensitive information and file fraudulent tax returns. Within your Civista digital banking you can nickname your accounts. RapidRefund.net also offers a direct deposit with payment by credit card payment option. 2 Pre-ACK Fast Cash Advance available Jan. 2. Direct Deposit with Refund Transfer. Step 2 - Check with TPG Refund Transfers are not loans. Additionally, if the financial institution suspects that a refund payment or payments is associated with fraud, the institution could use IRS External Leads Program by e-mailing information about the questionable refund to eleads@irs.gov. How it works: Offer in Compromise is a legitimate program by the IRS to help those struggling to pay tax debt. You do not have to worry about lost, stolen or misplaced checks. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. How to avoid it: Remember that the IRS will never contact you over email. Actual prices are determined at the time of print or e-file. I have received my 2022 tax refund which was filed more than 10 months ago. You can set one up at the official IRS IP PIN page. If its not from a .gov address, its a scam. The big picture: Protect your sensitive information like your Social Security number as much as possible even just the last four digits. . Our phone and walk-in representatives can only research the status of your refund if it has been 21 days or more since you filed electronically, more than 6 weeks since you mailed your paper return, or Wheres My Refund? As I previously stated, Turbo Tax has done ABSOLUTELY NOTHING to help me recover my refund!! I did find the account and routing number for where my refund went. https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online. Ask your preparer about other IRS . Your individual results may vary. Paying down your line of credit? Memorize your password and change it frequently. 27) ________ is the process by which people select, organize, and interpret information to form a meaningful picture of the world. There was a paper attached stating my refund was returned and this bank was issuing my check. 2010-2023 Santa Barbara Tax Products Group, all rights reserved. You may also call the Federal Trade . Refund Transfers are not loans. https://www.sbtpg.com/">https://www.sbtpg.com/k+}eeK+ED$-R_I7HE9bNe:>P>[_n_wk"R8;P~^pk)IsY}U"z'; Consider some financially smart options when deciding how to use your tax refund money this year. Civista Bank is one of the banks that Santa Barbara Tax Products Group uses. How it works: Offer in Compromise is a legitimate program by the IRS to help those struggling to pay tax debt. ). 11085 N Torrey Pines Rd Ste 210, La Jolla, CA 92037-1015. The incorrect banking information may have been supplied to the IRS by the taxpayer on his/her signed tax return which authorized Direct Deposit. Scammers will send you an email pretending to be from the IRS, often with threatening or urgent subject lines demanding payment.. Been part of TTLive, Full Service TTL, was part of Accuracy guaran Is Santa Barbara Tax Product group a legitimate payer of Federal tax refunds representing Turbo Tax? Direct Deposit (Electronic Funds Transfer), A program of the Bureau of the Fiscal Service. Thieves can collect payment posing as the IRS or charge for fake services. Mon-Fri: 6am - 5pm. My federal refund check was sent back by my bank due to insufficient banking information. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer's tax refund. Description. tool. What are the top cities near Citeureup with open tax lawyer jobs? The next step is filing the tax return in whatever way your tax professional or service provider has specified. Keeping in acct routing [PII Removed]. closed, you may be able to get automated info, or you can log in as It is calculated using the information contained in your Equifax credit file. d0R0gKTO:%\uZs.. jXDBDT E(Dq4u 9txxCJ$4Fwhu7!+ Fees apply. Direct Deposit (Electronic Funds Transfer) Menu, Official website of the United States Government. They may be compensated as a marketing affiliate of Aura, but their ratings are all their own. Off Peak Tax . If you chose a Refund Transfer you will not see your bank account and routing numbers - but the account and routing numbers of Civista Bank on your Form 1040 PDF. Get the roic charts for Civista Bancshares (CIVB). Offer and terms subject to change at any time without prior notice. Process 40+ RTs and get a free premium marketing kit.5. Some features of this site will not work with JavaScript disabled. Lets talk. The IRS told me that our amened 2021 tax return was sent to CIVISTA Bank in July 2022 but as of today 01/27/2023 . I worked for the I.R.S. Give clients more time to request an advance. Last 4 of SSN. View My Prior Year Return(s) As checks are presented funds are automatically transferred to or from the primary account. BBB File Opened: 2/28/2011. If youre curious about the state of your return, you can use the IRS Wheres My Refund? Life is often full of surprises and unexpected expenses. However, the RDFI is not obligated to ensure that IRS originates refunds in compliance with this requirement. Oh, okay - thanks! Instead, log into your IRS account to see the status of your benefits. endstream endobj 2479 0 obj <>/Metadata 93 0 R/Names 2497 0 R/Outlines 159 0 R/Pages 2473 0 R/StructTreeRoot 181 0 R/Type/Catalog>> endobj 2480 0 obj <>/Font<>>>/Rotate 0/StructParents 16/Tabs/S/Type/Page>> endobj 2481 0 obj <>>>>>/Subtype/Form/Type/XObject>>stream But if you hover over or click on their name, it will reveal their actual email. Let Civista's Treasury Management team assist in reviewing your account controls and provide risk management tools. Learn more about how we help protect your personal and financial information, and ways you can help protect yourself. A SSN Monitoring service can help alert you if someone is using your Social Security number without your consent. Tax refund and e-filing are required in order to receive Refund Transfer. When . They replaced my acc & rout number with theirs. This is a public user forum and the whole world can see what you post. We issue most refunds in less than 21 calendar days. Your refund should only be deposited directly into accounts that are in your own name, your spouse's name or both, if it's a joint account. File 2021 Tax Return. We will be glad to help you open a new checking account as a result of suspected fraud. TCS,M:;[rI G,UQ_=RyLj103{BL@2@1!E#2?8 Loans are offered in amounts from $500-$7,000 and are offered both pre-IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. Make sure you are prepared for emergencies. Otherwise Wheres My Refund? You'll answer a few state-specific questions. This saved me so much time. Please notify us at 800.604.9368. If you pick this option you will have your tax preparation fees deducted directly from your refund and receive your refund by direct deposit to your bank account within less than 21 days * after you file your tax return. When checks are presented for payment, we will notify you of any unmatched items to review online and decision the exceptions for pay or return. If your filing status is single, married filing separate, or head of household: Call the IRS Refund Hotline at 800-829-1954 and use the automated system or speak with an IRS employee, or. And the problem is only getting worse.. Incentive paid as long as IRS tax refund is deposited to the GO2bank Visa Debit Card. A check cashing fee will be charged to anyone cashing a check who does not have a Wells Fargo deposit account in accordance with . yX)W35.QI`}!:|Q.V%HU$`;E){Ip+Ua)Z.DfIJpuJf_oFTJ(vyA{t|Z6r9m'o.c4%%J IRS does permit and has the operational capability to direct a tax refund to a single account or split into different accounts that are in the taxpayer's name, the spouse's name, or both if it is a joint account. If you have a big purchase coming up, consider setting your tax refund aside to help you reach your savings goal. **, **Say "Thanks" by clicking the thumb icon in a post. Direct Deposit is a safe, reliable, and convenient way to receive Federal payments. IRS will perform additional research into the refund payment or payments. The IRS wont contact you by email, so any request for forms like this is an example of fraud., How it works: In this scam, you receive a message (typically an email) saying the IRS has recalculated your return and you're owed an extra refund.. Work with an expert Deadlines and extensions Print or save Tax payments Tax forms. Related: Child Identity Theft: The Parental Guide to Protecting Your Kids , How it works: In 2022, there were 7.8 million reports of tax-related suspicious activity [*].Tax identity theft occurs when, without your knowledge, someone submits a tax filing under your name. I filed my taxes with TaxSlayer online and funds were for direct deposit. HUmo"9D L^Nt=jVte:>0v8vy7s&YpDI%t @K%#E]o-f k]~.WvzOy YALa\({vrsB] yaQgx7g g^1(a"2^2J3 Bulk Data Formats for Salary and Vendor/Miscellaneous Payments, Circular 176: Depositaries and Financial Agents of the Federal Government (31 CFR 202), Circular 570: Treasurys Approved Listing of Sureties, Combined Statement of Receipts, Outlays, and Balances of the United States Government, Exchange Rates (Treasury Reporting Rates of Exchange), Federal Disbursement Services (formerly National Payment Center of Excellence), FM QSMO Financial Management Quality Service Management Office, FMSC Financial Management Standards Committee, Financial Report of the United States Government, International Treasury Services (ITS.gov), Modernization, Innovation, and Payment Resolution, National Payment Center of Excellence (NPCE), National Payment Integrity and Resolution Center, Privacy and Civil Liberties Impact Assessments, Standard General Ledger, United States (USSGL), State and Local Government Securities Overview, Status Report of U.S. Treasury-Owned Gold, Free Tax Return Preparation for Qualifying Taxpayers | Internal Revenue Service (irs.gov), The Alcohol and Tobacco Tax and Trade Bureau, Community Development Financial Institutions Fund, Financial Crimes Enforcement Network (FinCen), Office of the Comptroller of the Currency, Company Name field will show IRS TREAS 310 (Note: 449 will appear instead of 310 for refunds which have been offset for delinquent debt); and. Then when you call them, they give you vague information, refuse to return your money and tell you to call Turbo Tax. All banks are covered, not just some. Santa Barbara Tax Products Group -https://en.wikipedia.org/wiki/Santa_Barbara_Tax_Products_Group. Click here to close the Online Banking Modal, Click here to scroll back to the top of the page, Click here to close the quick links modal. You may cancel your membership online and request a refund within 60 days of your initial purchase date of an eligible Aura membership purchase by calling us at 1-855-712-0021. This message will either ask you to click a link and verify your personal information or tell you to pay a fee to receive payments. 2005-2023 Innosoft, Inc. All rights reserved. Incentive paid as long as IRS tax refund is deposited to the GO2bank Visa Debit Card. Q` h IRS tax refund deposit must be received by 5/31/23. How to avoid it: Set up an Identity Protection PIN (IP PIN). 5 Available to tax professionals enrolled in our Standard Refund Transfer program that processed 40+ Refund Transfers in the previous tax season. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. If you chose to pay your TurboTax fees out of your Federal refund, your funds will first go from the IRS to a temporary account at an intermediary bank--either Civista Bank of Sandusky, Ohio, or Green Dot Bank. Get more info here. How to check my refund status with IRS; See all 9 articles Checks. You can also view just the Programs & Services. IRS (for federal tax) or State returns will contain TPG information. H\j >w%PrNReby6l*s)do@q;@. Save Towards a Goal. This full-service, reloadable debit card features free ASAP Direct Deposit , ATM access, no overdraft fees ever, and a mobile app to manage your money 24/7. Even if you've resolved a tax scam, you should consider identity theft protection as criminals can use your information to open fraudulent loans, commit bank scams, change your address and steal your mail, or even commit crimes using your name. Box 105281, Atlanta, GA 30348-5281. Yes. How it works: Scammers will make bold threats to try and get you to send them the information they want. RapidRefund.net offers the direct deposit with refund transfer option. This is a public web site that can be seen by anyoneincluding scammers and would-be identity thieves who would love to contact you and pretend to be from TurboTax. ACH Positive Pay is a fraud protection service which offers the ability to view, filter, and approve or return incoming entries to your accounts at Civista Bank. You should also follow the steps in the fraud victim's checklist and report the fraud. But in both cases, the information or money goes to a tax scammer instead. Less. Completed Indemnity Bond forms for TPG with notary. Instead, press 2 for personal income tax. Fees apply. Your guide to navigating online safety with your kids is here. With this option your tax refund is directly deposited in your bank account by the IRS or your state agency in less than 21 days. 1 Refund Transfers are deposit products using Civista Bank, Member FDIC, that enable certain deductions from the account to be processed. Please refer to the actual policies for terms conditions and exclusions of coverage. Ask tax questions and get quick answers online. And for ultimate peace of mind, consider Auras identity and financial fraud protection service. Here are a few tips to consider to help protect your identity: To request a free annual credit report, go to www.annualcreditreport.com, call 877-322-8228, or mail a request form to: Annual Credit Report Request Service, P.O. Federal tax refund payments are not protected against offset by a financial institution. A fraudulent tax return means the thief has your personal information, including your Social Security number.(Be especially careful here as it can be incredibly difficult to change your Social Security number, even after identity theft.). How to avoid it: Before applying to the Offer in Compromise program, use the IRS free OIC pre-qualifying tool., How it works: A scammer may call or answer the phone if you return a threatening message or text and demand payment for penalties or overpaid taxes in gift cards, like those from iTunes or Amazon, or cryptocurrency, like Bitcoin.. for any reason the second deposit fails (the one that is actually to - Opens the menu. Therefore, your review page is showing a Direct Deposit to them. Theyll claim your refund was too high, and youll need to return the extra money, usually via wire transfer or gift cards.. Upon receipt, Treasury Fiscal Service will cancel the direct deposit payment and advise IRS. But scammers will request you fill out a fraudulent version of the form that includes extra information like your passport number, bank account information, and more.. I have three babies to look after and my taxes slipped my mind. Your business provides an electronic file of checks issued that you expect to post to your account. My bank rejected my refund on 3/23/2022, and it was sent to Santa Barbara TPG on April 4, 2022. If you get a call from someone saying theyre with the IRS, ask for a reference number. High loan approval rates means you enjoy more happy clients and more positive word of mouth. Filing a Form 1040 without your consent. 28) What competitive positioning can attack a more -for-more strategy by introducing a brand offering with comparable quality at . Refund Transfers are not loans. Imagine the inconvenience and financial consequences from stolen checks and fraudulent account access to name just a few. Always use a password protected wireless internet connection. I certify I am a check cashing institution cashing a client's check. How it works: Scammers can also pretend to be from real or fake tax agencies on the phone. Refund Transfers are not loans. 3 Based on cost for post-acknowledgment refund advance. Protecting our customers' financial and personal information is a priority for Civista Bank. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Title 31 of the Code of Federal Regulations, Part 210 (31 CFR Part 210) requires federal payments be sent to a deposit account at a financial institution in the name of the recipient. Get money into your accounts faster by depositing checks electronically with our secure check processing system. Compare our traditional and specialty checking accounts today. Both are available 24 hours a day, 7 days a week. Can anyone help me get my refund from 2021? Get the annual bank non-interest income charts for Civista Bancshares (CIVB). If you are owed a federal tax refund, you have a right to choose how you will receive the refund.There are several options available to you. The check limit at Walmart in Connecticut is $6,000 and Florida is $1,999.99 per person per day. How to avoid it: Be wary of sending money to agencies through means that cant be reversed. If youre the victim of identity theft, you should also file a report with the FTC at IdentityTheft.gov and the Treasury Inspector General for Tax Administration (TIGTA)., Then, take steps to protect your identity. endstream endobj 2487 0 obj <>stream Then press 1 for form, tax history, or payment. If an RDFI receives a tax refund for a deceased account holder, it is not required to take any further action.

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